Launched in 1993, Lodestone Banking has partnered with community, regional, and multi-regional financial institutions delivering millions in recurring revenue—without cutting staff, closing branches, and in most cases without raising fees.
Lodestone Banking is not another fintech or software solution. We identify new revenue opportunities while analyzing what revenue lines are being captured in a sub-optimal way. We have been called "core system gurus" because we bring solutions to problems our clients have had for years.
Every profit driver in a bank must be processed by the core system and for this reason we require "inquiry access" to the core operating system to do our work. Our in-depth, cross-functional analysis consistently results in improving annual interest and non-interest income.
Lodestone offers an alternative way to grow your bottom line without staff reductions, branch closures, cost-cuts, or fee increases.
Explore Our Services$1M+
Average increase in pre-tax annual earnings per $1 billion in client assets
51%
Of additional revenue found through optimizing core banking system settings alone
10–20
Documented, quantifiable recommendations delivered per engagement
Average distribution across 110+ consulting engagements — hover any slice to explore.
When we partner with a bank, we start with a complete inventory of what the bank's policies are—what they are charging their customers currently. Then we assess this against what their systems actually tell us, and we find the gaps.Shahin D. Clark — President & Co-Founder, Lodestone Banking
We request read-only "look, don't touch" inquiry access to your core banking system. In 30+ years, no client has ever been asked this before us—and that's exactly why the revenue has gone unfound.
Our consultants dig into your core system settings, products, policies, and actual practices. We trace transactions from initiation to the general ledger, identifying where revenue is being left on the table.
We deliver 10–20 documented, quantifiable recommendations per engagement. Most changes can be implemented in minutes on your core system. We stay to help with implementation and tracking.
"Lodestone brings a lot of experience to all of those elements. Shahin Clark and Kamron Clark are very good with regulatory stuff and compliance stuff, and even the customer reaction stuff because they've done this before at other banks—they have the benefit of saying, 'We've done this at another bank, and here was the reaction.'"Mark Tryniski — President & CEO, Community Bank System ($4.7B in assets)
Mark Tryniski, President & CEO of Community Bank System, describes achieving $2.7M then $4.5M in untapped revenue after engaging Lodestone.
Lodestone President Shahin Clark speaks with Kathy Ireland about how banks are losing revenue they don't know exists.
Contact us today for a no-obligation conversation about what Lodestone can find for your institution.
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